Will Your Money Last As Long As You Do?

Get your answer in minutes with visual retirement planning that shows you exactly what matters.

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Income Streams and Spending Analysis
Smart Planning

Model Real Decisions

See exactly how timing impacts your future. When should you sell your home? Start Social Security? The answer might surprise you.

  • Timing is everything: Test when to start Social Security, sell assets, or make major purchases
  • Spending strategies: Configure how your spending gradually decreases over time
  • Multiple scenarios: Compare different approaches side by side instantly
Visual Insights

See Your Future Unfold

Complex financial projections made simple. Watch your money flow year by year, adjusting for real life as it happens.

  • Interactive charts: Visualize your balance, income, and spending year by year
  • Instant updates: Change any assumption and see results immediately
  • Export to Excel: Take your projections offline for deeper analysis
Social Security Configuration
Detailed Financial Projections Table
Risk Management

Stress-Test Your Plan

What if markets crash? What if you live to 100? Test different spending strategies and see which one keeps you secure.

  • Know before you go: Test worst-case scenarios before they happen
  • Longevity planning: See your plan through age 100 and beyond
  • Market volatility: Model different return rates and market conditions

Start Free, Upgrade When Ready

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Answer Your Biggest Retirement Questions

Get clear answers with visual projections that show you exactly what matters for your retirement

When Should I Take Social Security?

Compare claiming at 62 (reduced benefits) vs. 70 (maximum benefits). See how timing affects your overall plan when balanced against portfolio withdrawals and taxes.

Social Security timing comparisonLearn more about Social Security strategies →

Do I Have Enough to Retire?

See year-by-year projections showing if your savings will last. Test different retirement ages, spending levels, and market scenarios to find YOUR answer.

Retirement readiness calculatorCalculate your retirement readiness →

Should I Sell My House in Retirement?

Model selling your home at different ages. See how downsizing proceeds impact your portfolio longevity and whether the timing makes financial sense.

House sale modelingModel your home sale scenario →

How Long Will My Money Last?

Get visual clarity on your portfolio longevity. See exactly which year your money might run out and test strategies to extend it through your lifetime.

Money longevity projectionsSee your money's longevity →

Who Is Evernest For?

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Pre-Retirees (Age 50-65)

If you're 5-15 years from retirement and wondering when you can afford to stop working, Evernest helps you model different retirement ages, Social Security claiming strategies, and spending scenarios. See exactly how much longer you need to work - or if you can retire sooner than you thought.

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Recent Retirees

Already retired or retiring this year? Use Evernest to validate your plan and stress-test your withdrawal strategy. Model market downturns, unexpected expenses, and different spending levels to ensure your money lasts. Track your progress year by year and adjust as life changes.

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DIY Financial Planners

If you prefer to manage your own finances without paying thousands for a financial advisor, Evernest gives you institutional-quality projection tools at a fraction of the cost. Model complex scenarios like home sales, inheritances, part-time work, and variable market returns - all with visual, easy-to-understand results.

Ready to Secure Your Future?

Join thousands planning smarter retirements with Evernest

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